PENGARUH MODAL DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA

  • Yahdillah Institut Agama Islam Al-Quran Al-Ittifaqiah
  • Itsnaini Chusnul Khotimah Institut Agama Islam Al Qur’an Al-Ittifaqiah Indralaya
  • Hairunnisa Institut Agama Islam Al Qur’an Al-Ittifaqiah Indralaya
DOI: https://doi.org/10.53649/al-iqtishad.v6i02.877
Keywords: Capital, Operational Efficiency, Profitability

Abstract

This study aims to analyze the effect of capital and operational efficiency on the profitability  of Islamic banks in Indonesia. The data used in this study are secondary data obtained from Sharia Banking Statistics (SPS) at the Financial Services Authority (OJK) during the period 2020-2023. The research method used is quantitative research with multiple linear regression analysis. The results of the analysis show that capital has a significant effect which is worth 0.0050 <0.05, so Ha is accepted and operational efficiency has a significant effect worth 0.0076 <0.05, so Ha is accepted. Simultaneously CAR and BOPO affect ROA with a significant value of 0.000 <0.05. The implication of this research is the importance of increasing capital as one of the factors that can increase the profitability of Islamic banks in Indonesia.

Published
2024-12-30
Issue
Vol. 6 No. 01 (2024): Juli-Desember 2024
Section
Articles

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