KAJIAN QABDH DALAM TRANSAKSI EMAS DIGITAL (PERSPEKTIF HUKUM ISLAM DAN HUKUM POSITIF)
Abstract
This research discusses digital gold transactions in Indonesia which are growing rapidly along with the digitalization of the financial sector, with a focus on the validity of qabdh in the perspective of Islamic law. The main objective of this research is to understand the implications of Islamic law on the validity of qabdh in digital gold transactions as well as the application of the concept of ḥurriyat al-taṣarruf in digital gold products. This research uses a qualitative method with a library research and conceptual approach, namely by reviewing the literature and formulating relevant legal concepts. The data used consists of primary legal materials, such as the Qur'an, Hadith, Fatwa DSN-MUI, POJK, Regulation of the Minister of Trade and scholars' opinions; as well as secondary legal materials in the form of books, journals, articles, and other scientific sources that support the study. The analysis technique used is content analysis by deeply examining the substance of related literature. The results show that the validity of qabdh in digital gold is acceptable in Islamic law as long as it fulfills sharia principles, including legal ownership and the right to use or transfer the asset, as regulated in the concept of hurriyat al-tasarruf.
References
Al-Asqalani, I. H. (1996). Fath al-bārī sharḥ ṣaḥīḥ al-Bukhārī. Dār al-Fikr.
Al-Nadawiy, ʿA. A. (1999). Mawsūʿah al-qawāʿid wa al-ḍawābiṭ al-fiqhiyyah al-ḥākimah li al-muʿāmalāt al-māliyyah fī al-fiqh al-Islāmī. Dār ʿĀlam al-Maʿrifah.
Al-Subaily, Y. (2009). Fiqh perbankan syariah: Pengantar fiqh muʿāmalāt dan aplikasinya dalam perekonomian modern. Universitas Islam Imam Muhammad Saud.
Al-Suyūṭī, J. al-D. ʿA. al-R. (2004). Al-ashyāh wa al-naẓāʾir fī qawāʿid wa furūʿ al-Shāfiʿiyyah. Dār al-Salām.
Al-Zuḥaylī, W. (2006). Al-muʿāmalāt al-māliyyah al-muʿāṣirah. Dār al-Fikr.
Aufa Manik, N. N., et al. (2021). Faktor-faktor yang mempengaruhi minat Generasi Z dalam berinvestasi tabung emas pada Pegadaian Digital Syariah. Jurnal Cakrawala Ilmiah, 1(4), 637–646.
Dewan Syariah Nasional–Majelis Ulama Indonesia. (2010). Fatwa DSN-MUI No. 77/DSN-MUI/V/2010 tentang jual beli emas secara tidak tunai.
Farohah Lu’yan, H. N. (2022). Peran Dewan Pengawas Syariah pada pembiayaan murabahah di lembaga keuangan syariah. At-Ta’awun: Jurnal Muamalah dan Hukum Islam, 1(2), 19.
Hairi, F. (2023). Berinvestasi emas dalam Islam. Religion: Jurnal Agama, Sosial, dan Budaya, 1(6), 617.
Ibnu Ḥazm. (2021). Al-Muḥallā. Pustaka Abik.
Ibn Taymiyyah. (1980). Majmūʿ al-fatāwā. Dār al-Fikr.
Ismail. (2011). Perbankan syariah. Kencana Prenadamedia Group.
Jumʿah, ʿA. (2006). Al-kalim al-ṭayyib: Fatāwā ʿaṣriyyah. Dār al-Salām.
Mazzei, A., et al. (2020). A blockchain tokenizer for industrial IoT trustless applications. Future Generation Computer Systems.
Mahipal, et al. (2025). Tinjauan hukum ekonomi syariah terhadap pembelian emas elektronik di platform digital. Jurnal Pendidikan Tambusai, 9, 11310.
Nadid, E., & Fathurrohman, O. (2024). Analisis hukum Islam terhadap transaksi jual beli emas non-tunai dan batasan minimal gramasi pada fitur emas dalam aplikasi Dana. Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, 3677.
Pekerti, R. D., & Herwiyanti, E. (2018). Transaksi jual beli online dalam perspektif syariah Mazhab al-Shāfiʿī. JEBA, 20(2), 2.
Pribowo, K. (2023). Pengaruh pengetahuan, kemudahan, dan sistem pembayaran terhadap minat investasi emas digital pada Generasi Milenial. Jurnal Manajemen dan Pemasaran Digital, 1(3).
Shadiqul, M., & Fajri, A. F. (2020). Penerapan shariah compliance dalam alur pembiayaan murabahah pada Bank Muamalat Indonesia Cabang Makassar. Jurnal Iqtisaduna, 6(1), 25.
Syamsuddin, M. b. M. (1997). Mughnī al-muḥtāj ilā maʿrifat maʿānī alfāẓ al-Minhāj. Dār al-Maʿrifah.
Talitha Nabila, et al. (2021). Tinjauan fikih muamalah terhadap jual beli emas online. Prosiding Perbankan dan Keuangan Syariah, 7(2), 234–238.
Widoatmodjo. (2015). Cara sehat investasi di pasar modal: Pengantar menjadi investor profesional. Elex Media Komputindo.
Copyright (c) 2025 Al-Iqtishad: Jurnal Ekonomi Syariah
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
LA RIBA: Jurnal Perbankan Syari’ah is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License
Copyright Notice
An author who publishes in LA RIBA: Jurnal Perbankan Syari’ah agrees to the following terms:
- The author retains the copyright and grants the journal the right of first publication of the work simultaneously licensed under the Creative Commons Attribution-ShareAlike 4.0 License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal
- The author can enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with the acknowledgement of its initial publication in this journal.
- The author is permitted and encouraged to post his/her work online (e.g., in institutional repositories or on their website) before and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of the published work (See The Effect of Open Access).
Read more about the Creative Commons Attribution-ShareAlike 4.0 Licence here: https://creativecommons.org/licenses/by-sa/4.0/.
Privacy Statement
The names and email addresses entered in this journal site will be used exclusively for the stated purposes of this journal and will not be made available for any other purpose or to any other party.
